2019 Conforming Loan Limits Increase

Looking to buy a new house in 2019? We are excited to share some positive and relevant mortgage news. As expected with the sustained rise in home values, the Federal Housing Finance Agency, (a regulator for Fannie Mae and Freddie Mac), announced an increase in conforming loan limits for 2019. This means that home buyers will now have more borrowing power. Fast Facts: New limits go into effect on January 1, 2019 (but you can…

Planning to head out of town? Use these 4 key tips to keep your home safe

‘Tis the season for burglaries and break-ins. Unfortunately, burglars have a different idea of “holiday spirit” as they target your home and take your valuables. However, there are several steps you can take to help deter these unwanted guests and burglar-proof your holiday. 1. Keep your plans offline Although it may be tempting to share your upcoming travel plans, we suggest keeping the specifics off social media. Avoid posting (or commenting publicly) about when you’re…

Priority Tasks for your Move In

It’s final, you’ve signed the mountains of papers and the home is finally yours. You’ve been daydreaming about paint schemes, decor, and new furniture. However, before you start to move in and get to the fun stuff, there are a few basics you should take care of while you still have a clean slate. 1.  Change the locks Even if the previous owner left you 6 keys and promised you that the locks had been changed,…

Feeling a Draft? Seal air leaks in your home this weekend

It’s that time of year when temps start dropping, fall is in the air (some days), and winter in around the corner.  Although winters in the Bay Area are generally mild compared with the rest of the country, it’s still important to make sure your home is properly sealed.  Air leaks will not only lead to higher utility bills, but also make it more difficult to properly heat your home.  According to Energystar.gov, you can…

Create a bathroom spa-like oasis at home

Work, kids, house projects, buying/selling a home – we know life is stressful and it’s not always easy to take the time necessary to relax. However, it’s essential for you to find some “me time” and take care of yourself. And while it would be lovely to have the time (and money) to visit a luxury spa on a regular basis, that’s not an option for most of us. So, we decided to put together…